"I am amazed that I could get this kind of help. Getting the loan has helped me with my education and with furthering my career."                                     - a single mom from Waianae   in the news Our clients tell their stories    Car Loan Program Helps Folks Get To Work Non-Profit Effort Targets Those Who Don't Qualify For Traditional Financing The Honolulu Advertiser - National News November 13, 2006   Ways to Work Loans Help Low Wage Parents Purchase Cars The Honolulu Advertiser - National News October 12, 2006 more stories   kokua cars Donate your car, motorcycle, truck or boat, working or not, and receive a tax write-off!  Making a car donation is quicker and more convenient than selling it and more rewarding than trading it in.     Fast and Easy Free Towing Courteous and Professional Service For more information email our Ways To Work program or call 237-2643. When donating your vehicle please be sure to select the YWCA Ways To Work program as your "charity to benefit". Click on the button below to donate your car today! Mahalo for helping Ways To Work get low-income, working parents to work, school and childcare. Supported by American Savings Bank City & County of Honolulu Hawai'i Community   Foundation HEI Charitable Foundation Ifuku Family Foundation

ways to work loans for working parents the problem Despite working hard at their jobs, many of Hawai‘i´s families live paycheck to paycheck.  Life's unpredictable challenges can plunge a family into financial crisis.  On O‘ahu, many working parents commute long distances by bus because they can’t afford to live near the good jobs. the solution The Ways to Work program provides loans, ranging from $500 to $4,000, to help qualifying families purchase a used car, or pay for car repairs, housing deposits, or certain other needs.  Borrowers repay the loan at a modest interest rate, allowing them to build their credit history. You may be eligible to apply for a Ways to Work loan. Requirements: Have enough income to afford monthly payments. Work at least 19 hours per week for 6 months before applying, OR be a post high-school student with verifiable income. Meet income limits. Be at least 18 years of age. Be a parent and O‘ahu resident. Loan Purposes and Uses Ways to Work loans help parents keep a job, get a better job or stay in school.  Loan uses and maximum amounts include: Used car purchase $4000 Car repair $750 Housing $850 Other needs $500 Learn more! Print a Ways to Work flyer Print a DollarWise money management flyer  Click here or call YWCA of O‘ahu at (808) 237-2643 to apply.  FAQs and more